I try doing this in GS but it gives me a ERROR.
Is it just as simple as inserting the formula into one cell?
Or am I over-simplfiying?

Thanks!

http://www.dbs.com/sg/Pages/default.aspx

Above are some links to research articles about leverage and investing.

Moshe Milevksy, in “Are You A Stock Or A Bond, Benjamin Siegel in “Stocks for the Long Run” and of course, Ayres and Nalebuff in “Lifecycle Investing” are supportive of leverage.

A major problem with leverage is the rebalancing. When one rebalances between stocks and bonds, results tend to improve, as one tends to buy low and sell high. Leverage is akin to negative bonds, and things work in reverse. When one rebalances between negative bonds and stocks, results are worse, as one tends to buy high and sell low. Losses that are reversible in an unlevered account can become irreversible in a levered account.

The following is from the link below. From 1958 to 2009, the S&P500 was up 53% of days and down 47% of days; for months, 58% up and 42% down; for quarters, 63% up and 37% down; for years 72% up and 28% down; for 5 year rolling time periods, 76% up and 24% down; for 10 year rolling time periods, 88% up and 12% down. The above data ignore the impact of reinvested dividends.

http://moneyover55.about.com/od/howtoinvest/a/bearmarkets.htm

So in the daily rebalancing of your analysis, you will be buying high 53% of the time and selling low 47% of the time. That won’t work well in the long term.

http://islandia.law.yale.edu/ayers/DiversifyingAcrossTime.pdf

About the concern of high interest rates on investment loans, that is legitimate. However, Interactive Brokers offers margin loans that are very competitive. The above link shows that Interactive was offering margin loans that were at most 1.55% above the 91 day US Treasury bill rate. For margin loans greater than $100,000, the rate was 1.05% above the 91 day US Treasury bill rate.

I am in no way making a blanket endorsement of leverage. Many (most?) people should not use leverage. Anyone considering the use of leverage should think about it long and carefully. But in my opinion, for the appropriate investor, it is a reasonable option to consider.

I would think you’ve healthy and wholesome meals, but I’m not a health care professional. BTW, this post is an aggregate of other fish-oil related studies. Good luck for your exams!